Comments on: Getting A Credit Card Besides A Bad Credit

By: Stefan

Stefan — Fri, 24 Oct 2008 04:24:59 +0000

This may be too big a step for you: Have you considered using one of those authorized user tradeline programs. They are very affordable and would get you well on your way to having better credit. My mom used it and not only was able to open other accounts, but her score jumped 51 points. Check out the free evaluation form at http://www.totaldebtsolutionsllc.com They can help.
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By: Iyanna

Iyanna — Fri, 24 Oct 2008 04:22:59 +0000

Thinking of ways to boost credit score is not that hard as some people would imagine. Having a good credit score is so important in a persons life. Applying for loans and credit cards would be a breeze for those who have very good credit score. If you already have a good credit score, you will want to boost it in order to obtain the best loan and credit card deals possible. For example, if you have a credit score of 688 and the loan company will reduce interest rate if you get a credit score of 690.

http://badcreditloans.awardspace.com/Buy_Your_Next_Car_without_Improving_Your_Bad_Credit_Score.html

The two points can mean thousands of dollars in savings from paying interest. This is why it is very important for you to improve your credit score even if you already have a good credit score. It will mean lower interest rates and also more chances of getting the loans you need. There are several ways on how you can significantly improve your credit score. Some ways takes time to achieve and some takes only a few weeks or even a few days to do. However, if you start working on it as soon as possible, you will see that it will be worth all the effort.
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By: Sharon T

Sharon T — Fri, 24 Oct 2008 04:20:59 +0000

Examine your goal in wanting to improve your credit. Make sure it is worth the hurry you seem to be in.

Being able to borrow more money is not necessarily a good thing. Try instead to slowly show you are credit-worthy.

Meanwhile, your best move is to start saving money every month. Also stop into your bank and chat from time to time so they get to know you. When you do want a loan for a worthy purpose, the banking relationship and the sizable down payment will help!
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By: sk8er_drin

sk8er_drin — Thu, 23 Oct 2008 23:18:18 +0000

What are big steps I can take to boost my credit once I have established credit card credit besides loans?
I just got a credit card, and I know after like 6 months it goes to my report. This is my first thing for my credit. I wanna get me a personal loan when I can and just keep the money and pay it off to help my credit…..what else could a young person do to build a good credit rating fast? I know its not a FAST process, but im talking at a faster rate.